Policy Summaries

The policy summary must be read anytime a coverage is accessed in Artemis

AD&D (All Carriers)

“I want to verify that you have the Accidental Death and Dismemberment Insurance. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant Corporation] This is available to customers of (Financial Institution).

[Continue to read if customer has complimentary coverage] You have been given ($X,XXX) of complimentary coverage.

This plan insures you (and your family) for loss of life, limb, sight, speech, or hearing due to a covered injury.

[Continue to read if supplemental coverage has been purchased] You currently have ($XX,XXX) of coverage at a cost of ($XX.XX) per (Month/Quarter) and the next payment is due on (Premium Due Date). This coverage may have a benefit reduction due to age as shown in your policy.”

APP (All Carriers)

“I want to verify that you have the Accidental Protection Plan. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant Corporation] This is available to customers of (Financial Institution).

This plan insures you (and your family) for loss of life due to a covered injury.

You currently have ($XX,XXX) of common carrier coverage at a cost of ($XX.XX) per (Month/Quarter) and the next payment is due on (Premium Due Date). This coverage may have a benefit reduction due to age as shown in your policy.”

HAP

“I want to verify that you have the Hospital Accident Protection insurance. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant Corporation] This is available to customers of (Financial Institution).

This plan provides you (and your family) cash benefits in the event of hospitalization due to a covered accident. The cost for coverage is ($XX.XX) per month that is paid through [Month XX]. This coverage may have a benefit reduction due to age as shown in your policy.”

Chubb Recuperative Care

“I want to verify that you have the Recuperative Care Insurance. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant Corporation] This is available to customers of (Financial Institution).

This plan provides you (and your family) a daily benefit for each day you are hospitalized due to a covered accident or sickness. You currently have $400 of daily coverage under the Recuperation Accident benefit and $200 of daily coverage under the Recuperation Sickness benefit at a cost of ($XX.XX) per month that is paid through [Month XX]. This coverage may have a benefit reduction due to age as shown in your policy.”

MNL Recuperative Care

“I want to verify that you have the Recuperative Care Plan, an accident and sickness insurance plan. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant] This is available to customers of (Financial Institution).

This plan provides you (and your family) cash benefits upon release from the hospital, in the event you are hospitalized due to a covered injury or sickness. You currently have $400 of daily coverage under the Recuperation Accident benefit and $200 of daily coverage under the Recuperation Sickness benefit at a cost of ($XX.XX) per month that is paid through [Month XX]. Please note that benefits reduce 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment.”

For FL and NC residents only:

“I want to verify that you have the Recuperative Care Plan, an accident and sickness insurance plan. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant] This is available to customers of (Financial Institution).

This plan provides you (and your family) cash benefits upon release from the hospital, in the event you are hospitalized due to a covered injury or sickness. You currently have ($XXX) of daily coverage under the Recuperation Accident benefit and ($XXX) of daily coverage under the Recuperation Sickness benefit at a cost of ($XX.XX) per month that is paid through [Month XX]. Please note that benefits reduce 50% at age 70, regardless of age at enrollment.”

Zurich Daily Hospital Confinement Injury & Illness

“I want to verify that you have the Daily Hospital Confinement Injury and Illness Insurance. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant Corporation] This is available to customers of (Financial Institution).

This plan provides you (and your family) cash benefits for hospitalization and recovery to the insured upon release from the hospital, in the event the insured is hospitalized by a covered accident or sickness. You currently have $400 per day for the Daily Hospital Confinement Benefit for Injury and $200 per day for the Sickness benefit at a cost of ($XX.XX) per month that is paid through [Month XX]. Please note that benefits reduce to 50% at age 65 or older, and 25% at age 75 or older.”

Injury Care Accident Insurance

“I want to verify that you have the Injury Care Accident Insurance. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant Corporation] This is available to customers of (Financial Institution).

This plan provides you (and your family) cash benefits for covered injuries, immediate care, medical care, and recovery care. The cost for coverage is ($XX.XX) per month that is paid through [Month XX].”

Critical Illness and Injury Insurance

“I want to verify that you have Critical Illness and Injury Insurance. [Continue to read if client is NOT Financial Services Association / F.S.A. or Trilegiant Corporation] This is available to customers of (Financial Institution).

This plan helps with your recovery by providing you cash benefits for covered critical illness and injury treatment costs for invasive cancer, heart attack, stroke, paralysis, and coma. The cost for coverage is ($XX.XX) per month that is paid through [Month XX].”